Terms of Service

By accessing or using OptionsDaily (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service. OptionsDaily is operated as a personal project by an independent individual operator (the "Operator", "we", "us").

OptionsDaily provides pre-market US options market data, aggregate flow statistics, call/put ratios, LEAP flow summaries, symbol-level metrics, and AI-generated market commentary. The Service covers approximately 4,000+ US-listed symbols and is delivered through a web dashboard and subscription plans.

The Service does not execute trades, hold customer funds, custody securities, or act as a broker-dealer or investment adviser. We are not registered with the SEC, FINRA, or any other regulatory authority.

You must be at least 18 years old and legally capable of entering into binding contracts in your jurisdiction to use the Service. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

You agree to provide accurate, current, and complete information during registration. We reserve the right to suspend or terminate accounts that contain false information or are used in violation of these Terms.

Paid plans (Basic: $19/month, Pro: $39/month) are billed on a recurring monthly basis through our payment processor, Creem.io. Your subscription will automatically renew at the end of each billing period unless you cancel before the renewal date.

We reserve the right to change pricing at any time. Price changes will not apply to active billing periods and will take effect at the next renewal. We will provide at least 14 days' notice before any price change affects you.

You can cancel your subscription at any time from your account settings. After cancellation, you will continue to have access until the end of the current billing period; no prorated refunds are issued for partial periods except as described in Section 5.

We offer a 7-day money-back guarantee on your first paid subscription. If you are not satisfied, email support@optionsdaily.app within 7 days of your initial charge and we will issue a full refund. Refunds are processed through the original payment method and typically arrive within 5–10 business days.

Subsequent renewals, plan upgrades, and mid-cycle changes are non-refundable. Refunds will not be granted for requests made after the 7-day window, for accounts suspended due to violation of these Terms, or for service interruptions caused by third-party providers (e.g., market data vendors, hosting) lasting less than 24 hours in aggregate.

You agree not to:

• Resell, redistribute, scrape, or systematically copy data or reports from the Service;
• Share your account credentials with others or allow multiple people to use a single account;
• Use automated means (bots, crawlers) to access the Service beyond publicly-documented rate limits;
• Reverse engineer, decompile, or attempt to extract source code from the Service;
• Use the Service to violate any applicable law, regulation, or third-party right;
• Upload content containing malware, infringing material, or illegal material.

All content on the Service, including reports, visualizations, share cards, commentary, and source code, is owned by the Operator and protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Service for your personal, non-commercial purposes.

Market data is sourced from third-party providers and remains the property of those providers under their respective terms.

The Service depends on third-party infrastructure including Supabase (database and authentication), Vercel (hosting and analytics), Google Gemini (AI-generated content), and Creem.io (payment processing). We are not liable for outages, errors, or data issues originating from these providers.

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT THE DATA WILL BE COMPLETE OR ACCURATE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE OPERATOR SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, TRADING LOSSES, LOSS OF DATA, OR LOSS OF GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE. OUR TOTAL AGGREGATE LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE SERVICE IN THE 12 MONTHS PRECEDING THE CLAIM.

You agree to indemnify and hold harmless the Operator from any claims, damages, losses, or expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your infringement of any third-party right.

We may suspend or terminate your access to the Service at any time, with or without cause, and with or without notice. Upon termination, your right to use the Service ceases immediately. Sections 5 (Refunds), 7 (Intellectual Property), 9 (Limitation of Liability), 10 (Indemnification), and 13 (Governing Law) survive termination.

We may update these Terms from time to time. Material changes will be communicated via email or via a notice on the Service at least 14 days before taking effect. Continued use of the Service after changes take effect constitutes your acceptance of the revised Terms.

These Terms are governed by the laws applicable at the Operator's place of residence, without regard to conflict-of-law principles. Any disputes arising from these Terms shall be resolved through good-faith negotiation; if negotiation fails, through binding arbitration or the competent courts at the Operator's place of residence.